Alphas often can't buy the medical insurance they need.
When you need health coverage for your lung or liver disease, the "pre-existing condition" clauses in health insurance contracts have been impassable barriers.
Those days should be just about over.
Now, as a part of the Health Care Reform bill, you can get health insurance, even if you have a pre-existing condition. The insurance will cost the same for you as for people with no pre-existing conditions, and there are no income requirements.